Frequently Asked Questions

Crossroads Insurance makes it our personal mission to help you understand all the aspects of your plan. From coverage options and premiums to discounts and policy enhancements, we break it down for you to understand.

Does Crossroads Insurance write the insurance policy?

No. As an independent agency, Crossroads Insurance is authorized to sell policies for numerous top-rated insurance companies. We shop our network. You reap the rewards. As for our recommendations, we look at what your needs are and hand-pick plans that fit your situation and budget.

Are there ways I can reduce my insurance costs?

Absolutely. You can reduce your premium costs various ways by meeting qualifying discounts, pairing two or more policies together, and customizing your policy to meet your exact needs. Let’s chat about how Crossroads Insurance can save you money.

How often should I review my insurance?

We recommend you review your insurance once a year, but if you’ve just had or are about to experience a major life event, please do give us a call now. We classify major life events as buying a new car or home, adding a member to your family, starting a business or adding to one you already own, nearing retirement and more. Crossroads will walk you through these life-changing events to help you land on the insurance plan that gives you the right coverage you need.

What are some business changes that require an update to insurance?

Any time you expand your business to include more employees, new equipment, new technology, more space… you’ll want to give us a call.

Let’s start building the right insurance plan for you today.